Life Insurance, are you covered if you're not around?
What would be the practical and financial consequences if you were to die suddenly, or through accident or illness be unable to continue working?
Life Assurance and Accident insurance is a financial safety net for unforeseen and tragic events. No one expects or thinks they will die prematurely or that it will happen to them. By paying a periodic premium, you are effectively contributing to a pool which can be used to pay a lump sum to your survivors in the event of your sudden death or disability.
Until now, it was difficult, if not impossible, to obtain independent ‘term’ life insurance if you are an expatriate living and working in some countries.. Not the case anymore. We are now able to recommend a comprehensive, global insurance scheme to our clients.
What sets them apart?
• A truly global insurance provider
• Location is no barrier to our service
• Wide range of payment options
• Payment available in a choice of currencies
• Additional benefits on our Term / T100 products
• Specialist industry coverage (Incl Marine, Oil&Gas, Mining, High Risk Sectors)
Protection and financial security of your loved ones are your prime concerns.
That is why they have created a series of personal insurance solutions, designed specifically for you - and your family’s - peace of mind.
Term Assurance Plan
Term assurance is life insurance which provides coverage at a fixed rate of payments for a limited period of time, the relevant term. If the life insured dies during the term, the death benefit will be paid to the beneficiary.
After that period expires coverage at the previous rate of premiums is no longer guaranteed and the client must either forgo coverage or potentially obtain further coverage with different payments or conditions.
Term to 100 Plan
T100 whole of life assurance is a life insurance policy that remains in force for the insured’s whole life or the sum insured can be paid to the policyholder at the age of 100 if requested this plan requires premiums to be paid every year into the policy.
Furthermore, all of their insurances enjoy the financial security of a minimum of an ‘A-’ rating from independent international credit-rating agencies or the financial strength of recognized organizations.
Securities
They work in conjunction with some of the world’s most respected names in global insurance; organizations such as Guardrisk Life International LTD. and SCOR which provide them with the means to minimize clients’ costs and risks, while at the same time delivering the widest variety of insurance options, tailored specifically to the clients’ needs.
For more information please contact info@montpelierasia.com
